| Origination Fee |
1% of Loan Amount |
| Appraisal |
$275.00 to $375.00 |
| Credit Report |
$50.00 to $75.00 |
| Attorney Fees |
$425.00 to $500.00 |
| Title Insurance |
$2.00 per $1,000 of loan amount |
| Recording of Deed |
$35.00 to $45.00 |
| Flood Certification |
$15.00 to $30.00 |
| Home Inspection |
$175.00 to $250.00 |
| Termite Inspection |
$60.00 to $85.00 |
| Septic Inspection |
$75.00 plus |
| Survey |
$190.00 to $250.00 |
Prepaid Items in North Carolina
| Homeowner's Insurance |
1 year premium due at closing |
| Property taxes |
Three to four months |
| Per Diem Interest |
Adjusted from day of closing
to end of closing month |
| Private Mortgage Insurance |
Applies to loan above 80%
of property value. Generally .52% to .78% of
loan amount. |
|
